Student Loan Refinancing Options
If you are unable to make payments on your Student Loan, you will go into default. Once you’ve reached this point, you can expect to go to court to get …
Raise Your Credit Score with Consumer Credit Counseling
If you’re looking for a fast way to raise your credit score, consider getting consumer credit counseling. Credit counseling is a service designed to help you become more financially responsible …
Investing in Cryptocurrency
You may be wondering how to invest in cryptocurrency. This article explains the basics of identifying stablecoins, how to choose a regulated broker, and how to invest in less established …
How to Spot a Pyramid Scheme and Avoid Being a Victim?
If you’ve ever been approached by a Pyramid scheme, you’ve probably been told to sign up as quickly as possible. That may seem appealing, but the reality is that Pyramid …
How to Get a Credit Card and Mortgage with Bad Credit
You can still get a credit card and mortgage if you have bad credit. The consequences of having bad credit can be costly, including high interest rates on credit cards, …
What Are the Costs of Debt Consolidation?
When you consolidate your debt, you will have one monthly payment instead of multiple ones. This can help you reduce your total debt sooner, but it may not always lower …
Unsecured Debt and Bankruptcy
Bankruptcy is a legal process that wipes out unsecured debts. Unsecured debts are those that you owe without any sort of collateral. In fact, under bankruptcy, certain types of property …
The Importance of Insurance for Your Finances
Why do we purchase insurance products? It spreads risk and provides tax deferral. However, people rarely use insurance as a tax planning strategy. There are many other reasons to purchase …
Taxes and How They Affect You
Property taxes are generally imposed on real estate, but are also imposed on personal property. The amount is based on the market value of the property. A large portion of …
Tax Benefits of a Reverse Mortgage
When you are 62 years old and have accumulated enough equity in your home to qualify for a Reverse Mortgage, you can apply for this loan. Although it is a …